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FAQs

If your question is not answered you can email us at info@xcash.ca or call us today at 416.633.2408.

What is Checks Cashed?

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Bring almost any type of cheque and we will turn your cheque into cash instantly.

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What is a Loan for Gold?

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You will get an amount based on the value of your Gold, Silver, Diamond jewelries and brand Watches.

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What is Layaway Jewelry?

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Simply make a small deposit on your item and we will keep your jewelry aside for you until it is paid in full with the small installments.

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What is Payday Advance?

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A payday loan, also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan. Is a small, short-term unsecured loan. And it will be paid on your next salary day.

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How fast can I get a loan?

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If you have provided us with all the information required, you can receive a loan the same day you submit an application.

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What is a Caregiver Loan?

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We offer the Caregiver Loan for Nannies and Caregivers that are currently working in Canada under Working permit or Open Permit.

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How do I apply for a loan?

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Apply online or call one of our representatives to help you with the application process.

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What is a Home Equity Loan?

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You will get an amount based on your home equity value.

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Can I apply if I have bad credit?

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You can apply for a loan if you have bad credit; although you cannot be currently in a consumer proposal, or in a debt management plan.

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What is an Unsecured Personal Loan?

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We lend you an amount based on your employment status, income and ability to repay.

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Can I apply if I am currently bankrupt?

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If you are not yet discharged from a bankruptcy, call us and we may still be able to help you with a loan.

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What is a Car Title Loan or Car Repair Loan?

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Use your vehicle as security to borrow the cash you need. We can lend you up to 50% of your vehicle’s value.

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I applied for a loan online, when can I expect a reply?

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During our normal business hours a sales representative should call shortly after you submit your application. We will contact you via the phone number you provided on the application form.

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